All I Want to Do Is Lose The Fat

I fully understand that there are a lot of that simply don't care about muscle and just want to lose the fat. I don't fault you, if you don't want muscle. I will however tell you that building muscle is the fastest way to lose fat. I will also tell you that unless you want a lot of sagging skin afterwards, you will want to do some weight training. Dr. Bob Greene wrote a very informative book Total Body Makeover

You need to make some sort of cardiovascular exercise your best friend. I don't care if it is a machine, a class, a track, around the block, but whatever it is needs to elevate your heart rate for at least 30-40 minutes straight. This is not play time, you are trying to keep your heart rate up for some time. I do not pretend to know what your particular heart rate is for you. When I do cardio, I do it for 45 minutes. They say you should be able to talk, not carry on a full conversation. You should be breathing hard, not like your going to hyperventilate. Listen to some music and I promise it will take your mind off the time. I personally recommend a cardio machine, but it is up to you. You can also use your towel to cover up the time.

Then do about 20-30 minutes of weight training after your cardio workout. It is imperative that you watch your food intake and that you exercise 4 preferably 5 days a week. If you are just starting you won't be able to do the 30-40 minutes right away so start with less and then increase as you improve.